mx editorial
Contributor
Articles by mx
mint
Mint and burn: what actually happens on-chain when you buy, and what it costs
Every purchase on mx Mint is two events — a commercial one and a chain one. The lifecycle of a token from creation to destruction, and the truth about gas fees.
Sep 15, 2026
market
Rental yield vs capital growth: the trade every property investor is making
Total return is yield plus growth minus costs — and every market sits somewhere on that dial. Where Dubai sits, and how to use it.
Sep 10, 2026
investing
From rent cheque to your wallet: how rental distributions are actually calculated
Gross rent is a marketing number. Distributions are what you actually receive. The full waterfall — with a worked example in round, honest numbers.
Sep 2, 2026
guides
Off-market listings: the advantage that mostly isn't one
"I have something off-market" is the most seductive sentence in real estate. What off-market actually is, the few cases where it works, and why verified market listings beat secrets.
Aug 31, 2026
guides
Off-plan vs ready: the risk you are actually taking with each
One trades capital for certainty, the other trades certainty for capital. A clear-eyed comparison — and where fractional ownership fits.
Aug 30, 2026
mortgages
Fixed vs variable: the reset date is the real decision in a UAE mortgage
The rate you are quoted is a fixed margin over a benchmark — and the part after the fixed term is where payments are actually won or lost.
Aug 18, 2026
mortgages
DSR explained: the number that decides your mortgage size
Banks answer your mortgage application with one number before they read anything else. Here is how the debt burden ratio is calculated — and how to move it in your favour.
Aug 12, 2026
investing
Exit windows vs the marketplace: how you actually get out of a fractional position
Fractional ownership made getting in easy. Getting out has structure — lock-ins, exit windows, and a marketplace with rules. Here is the full map.
Aug 5, 2026
mortgages
What mortgage underwriters actually look for (and what they ignore)
The file you submit is read in a specific order, for specific risks. Understand the underwriting checklist and your approval stops being a coin flip.
Jul 28, 2026
market
Abu Dhabi or Dubai, commercial or residential? The 2026 fractional investor's map
Two dials decide where fractional money works in 2026: the emirate and the asset class. Both are really the same question — who buys when you want out.
Jul 24, 2026
goldenvisa
Sponsoring your family on the Golden Visa: who qualifies and what trips files up
The 10-year visa covers more of your family than most people expect — including adult children. The rules, the documents, and the classic delays.
Jul 19, 2026
guides
From SPA to trustee office: the paperwork that actually moves a property
Agreed price to registered title runs through two things: a contract most buyers skim, and an office most buyers visit unprepared. A field-by-field pass through both.
Jul 14, 2026
guides
Service charges explained: the quiet cost that decides your net yield
Two identical apartments in different buildings can deliver very different returns, and the service charge is usually why. What it covers, how it is set, and how to read it.
Jul 5, 2026
mortgages
Refinance or top-up? How to unlock value in a property you already own
Your mortgage was priced in a different market. The honest math on switching banks, releasing equity, and when doing nothing wins.
Jun 30, 2026
goldenvisa
The second application: keeping a Golden Visa active, and why files fail
Renewal is lighter than the first application — but not automatic. What gets verified, what keeps the visa alive between stamps, and the reasons files get rejected at both doors.
Jun 23, 2026
guides
How to read a title deed (and what to verify before you trust one)
The single most important document in any property transaction is also the most skimmed. A field-by-field guide to the UAE title deed.
Jun 14, 2026
mint
How tokenized gold gets its price: spot, spread, and the gram in between
The number on your screen at 2am is a chain of references, not an invention. From the global spot market to your wallet's per-gram quote — and why the spread is the fee you can actually check.
Jun 2, 2026
guides
Ejari basics: what it is, why it exists, and what breaks without it
An unregistered tenancy in Dubai is a lease that barely legally exists. A short guide to Ejari — the thirty-minute task that unlocks everything else.
May 22, 2026
mint
Why gold belongs in a property portfolio
Property is illiquid by nature. A vaulted gold position is the liquidity ballast that lets you hold through cycles.
May 18, 2026
goldenvisa
No AED 2 million needed: the professional and freelance route to the Golden Visa
The visa's other doors open on earnings and expertise, not property. Salary thresholds, attested degrees, freelance permits — and the evidence chain that decides them.
May 12, 2026
investing
How to read a valuation report (and spot a hopeful one)
Three numbers in every valuation deserve your attention before the headline value does.
May 10, 2026
mint
Gold or property? Neither — it is how much of each
The oldest allocation debate in investing, updated for tokenized assets: what gold and property each do for a portfolio, and how to size them.
May 9, 2026
goldenvisa
The Golden Visa document checklist — what actually matters
Most rejections are paperwork problems, not eligibility problems. Here is the checklist our case desk works from.
May 2, 2026
mx one
The agent's guide to earning from investors you cannot sell a whole property to
Every agent meets clients who will never buy a whole unit — and every one of them is still a transaction. How mx One turns them into commission.
Apr 27, 2026
mortgages
Mortgage pre-approval, explained without the bank visit
What a pre-approval actually proves, what it costs you, and why it changes the way you negotiate.
Apr 24, 2026
mx one
Getting paid as an agent: the referral pipeline and the 72-hour advance
Agents lose money in two places — clients they helped but never billed, and commissions stuck in a developer's payout cycle. How mx One attacks both.
Apr 21, 2026
investing
Investing in UAE property from abroad: the mechanics, start to finish
You do not need to be in the UAE, or even visit, to own UAE property. The remote investor's path — verification, funding, paperwork, and monitoring.
Apr 18, 2026
mx one
Why agents need better tools — and what we built
mx One: exclusive listings, referral commissions, points, and commission advances — in one portal.
Apr 15, 2026
goldenvisa
The Golden Visa through property: a practical guide
The AED 2M threshold, mortgaged properties, and the document checklist — what actually matters.
Apr 8, 2026
investing
What an SPV actually protects you from (and what it cannot)
Buy a fractional share and you hold units in a company that owns the building. That layer of structure is the main protection in fractional investing — here is precisely what it does.
Apr 7, 2026
mint
Real estate tokenization, explained without the jargon
What it actually means when a building becomes a token — and what that does and doesn't change.
Mar 30, 2026
investing
Investing in dirhams with dollars (or rupees): currency risk for the non-AED investor
A Dubai property pays in dirhams. You spend in your own currency. The gap between the two is a return component no brochure mentions — and for some investors it matters more than the yield.
Mar 24, 2026
investing
What is fractional real estate investing?
How owning a share of a property works — and why it's changing who gets to invest in real estate.
Mar 21, 2026
mortgages
The salary transfer rule and the debt clean-up that gets a mortgage approved
Two unglamorous preparations decide more UAE mortgage approvals than any rate comparison: where your salary lands, and what your debt map looks like when the bank reads it.
Mar 3, 2026
mortgages
Islamic home finance or a conventional mortgage: what actually differs
The monthly numbers are often near-identical. The differences live in the structure — ownership, late payments, early settlement — and some of them matter.
Feb 10, 2026
guides
Property management fees: what 5% should buy, and when it doesn't
Management is the largest recurring service an owner buys after the mortgage. What the market charges, what the fee should include, and the test of whether yours is earning it.
Jan 27, 2026